No card is perfect but as a Kroger shopper, I love it! Hot Tip:If fuel rewards are important to you, dont miss our piece on the best credit cards for gas purchases. Rewards expire after three years, so if you dont use them to make a purchase within that time frame, youll lose them. No. Kroger exclusively accepts credit and debit cards, American Express cards, personal checks, and cash as a method of payment. So how do we make money? NerdWallet's best credit cards for groceries. *Kroger, Ralphs, Fred Meyer, QFC, Frys Food, Smiths Food and Drug, King Soopers, City Market, Jay C Food, Pay Less Super Markets, Dillons, Owens Market, Bakers Plus, Metro Market, Pick n Save and Marianos. Frequent Advisor. If it is not a Credit or Debit Card issue, please send us an email including your name, phone number, carrier if ordering Prepaid Phone Cards, email address, and billing address to Customer Service. From there you will be able to choose how you would like to redeem your rewards. Kroger is one mile from my house and I used the gas discount consistently. The U.S. Bank Visa or Mastercard Gift Card can be used to make purchases everywhere Visa or Mastercard debit cards are accepted within the United States. From time to time, orders may require additional review that may add to the delivery timeframe. Cash-back is received in the form of Reward Dollars that can be redeemed as a statement credit. Earn rewards. Whether you want to pay less interest or earn more rewards, the right card's out there. We may be compensated when you click on links from one or more of our advertising partners. Once payment is cleared (normally within minutes), it will take up to 3 (three) business days to fulfill your order. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Most major gas stations accept credit cards. Sign up for a Kroger Rewards World Elite Mastercard to boost your budget. If you maxed it out, you'd earn $150 in cash back before dropping down to the 1% rate for the rest of the year. For items that are shipped to you, they also accept Visa credit card payments. Paypal credit is not a card,and it is not always available. Youll also earn 2 points per every dollar you spend on most gift card purchases. It earns 3% cash back at U.S. supermarkets, on up to $6,000 spent per year (then 1% back). Potential Annual Rewards of 384 dollars cash back. I would never get my $0.25/gallon discount at Frys fuel stations. After you complete your order, the confirmation receipt is displayed. Show All | Hide All How to Apply What Stores Accept Google Pay & Samsung Pay? All financial products, shopping products and services are presented without warranty. You will apply the card's value to your carriers account and follow your carriers process in refilling the card. Amex charges merchants a rate from 2.3% to 3.5% of the total purchase price compared to 1.5% to 2.5% for Visa and Mastercard. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. right to request access to or deletion of your Personal Data, and rights regarding the Sale of Data If you do not currently have a Shoppers card number with your Kroger Family of Companies, one will be assigned to you. Whac-A-Mole. No, not if your carrier is not listed on our website. They also accept debit and credit cards and American Express (Discover, MasterCard, Visa). What if my wireless carrier is not listed, may I still purchase my Prepaid Phone Cards? Gift cards are delivered inactive for your financial protection. Want to earn free groceries? 1 Calculate how quickly you earn CASH BACK! My current score is 795. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Unlike other grocery delivery platforms, you'll also have access to in-store sales. Click on Continue button. Yes, do the research. What happens if my Gift Card is lost or stolen? I had one fraud incident and no problem getting customer service to handle it immediately. Not every merchant will be exactly what they seam to be. Please contact your carrier. Please contact your card's issuing bank to determine the issue. Starting Aug. 14, the nation's largest supermarket chain will no longer accept Visa credit cards at 21 of its Foods Co. supermarkets and five gas stations in parts of California. In most cases, when applying online you will receive the status of your application immediately. Cons Unavoidable monthly fee. Before joining NerdWallet, she covered personal finance-related topics for financial websites and organizations and has over five years of experience writing about money. Absolute garbage rewards card. If youre spending money consistently at supermarkets (we figure you are) and are looking for alternative credit cards, then wed highly recommend using cards that have big bonuses for money spent at supermarkets. But as noted above, Kroger Pay is not eligible for the cards 5% cash back. I feel safe buying their meats and produce. This allows you to use your Kroger Family of Stores login credentials and have your fuel points applied automatically when purchasing gift cards. Other Contactless Payment Methods That Kroger Accepts Scan, Bag, and Go: The Kroger app is ideal for shopping using this cutting-edge technology. Kroger Pay doesn't earn this elevated rate and will earn the 2% back you get for shopping at Kroger stores. The creditor and issuer of this cardis U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Both Google Pay and Samsung Pay process contactless payments over NFC but have slight differences. The Kroger Rewards World Elite Mastercard is your ticket to instant savings at the fuel station. If you want the flexibility of a credit card without any overdraft fees or credit check, you should consider the reloadable Kroger REWARDS Prepaid Visa simply load this prepaid Visa or Mastercard with funds and use it at the checkout line. The cards work everywhere Visa and Mastercard are accepted and can help you make payments with Venmo at stores that don't accept contactless payments. Please call 800-947-1444 and choose option 1 for the status of an application. Visa and Mastercard have virtually universal acceptance in the U.S. You can use the Kroger Mastercard anywhere Mastercard is accepted. MORE: More credit cards are piling on rewards for mobile wallet spending. See our Advertiser Disclosurefor more details. Visa and Mastercard eGift cards are delivered via e-mail. What is SO BAD about my score that you felt it necessary to raise my interest rate??? In addition, you can use the mobile app to see your point balance over time. 4. Kroger says the . We bought a few small things and no problem. Grocery giant Kroger recently decided to stop accepting Visa credit cards at its subsidiaries Foods Co. and Smith's Food and Drug, a move designed to pressure the credit card giant into. The status of your rewards (your points accumulation) is listed on your monthly account statement. You may contact Customer Support at any time at 1-844-600-7765 for questions about your gift cards. It may take up to 4 (four) hours for you or your recipient to receive the Prepaid Phone Card. Kroger also has a Kroger Debit card and a Kroger Prepaid cardthat are different than the above-reviewed card. Customers can buy Visa Gift cards at Kroger, CVS, or Walmart. There you'll see a floating action button (+) in blue. 2. I mean you should know your credit limit before you shop. But some of those cards feature much higher caps. Take the, Blue Cash Everyday Card from American Express, . The Best Ways to Use 10,000 (or Fewer) American Express Membership Rewards, Citi Prestige Card vs. Amex Platinum Card [Detailed Comparison], 3 points per $1 on Kroger Co. Family of Stores brand products, 2 points per $1 spend in Kroger Co. Family of Stores (excluding fuel centers), $100 cash-back after $200 spend within 40 days, Fees and Drawbacks of the Kroger Mastercard, Alternative Rewards Cards (Our Recommendations), The information regarding the Kroger Mastercard, For rates and fees of the Blue Cash Preferred from American Express, click, For rates and fees of the American Express Gold Card, click. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Terms of Service If you used a business email address when activating your card, please check to ensure that the firewall is not blocking emails. By selecting "Continue", you will leave KrogerMastercard.com and enter a third party Web site. While we have nothing against Kroger, we think its definitely worth doing your research and considering all available options before choosing the right card for you. The Kroger World Elite Mastercard is a straightforward, no-frill rewards card built for loyal Kroger customers. site. As part of our ongoing effort to protect and support our associates and customers, Kroger Pay is a secure way to pay for your groceries with no contact necessary. It is a very common occurrence that information is mis-keyed. I read about the Kroger credit card online and it says very plainly that applying for the Kroger card will not affect your credit score but yet I lost two points on my scores as fast as they turned me down. It offers: 5% cash back on eligible mobile wallet purchases on up to $3,000 spent per calendar year, then 1% after. Subject to credit approval. My Kroger Mastercard redeems 2,000 points for $20. You will also receive emails as your order progresses. The PayPal Prepaid Mastercard comes with an optional savings account that earns 5% on balances up to $1,000 and 0.5% after that. 2023 U.S. Bank National Association. Cash back earned with the Kroger Rewards World Elite Mastercard can be redeemed for statement credit, Kroger gift cards or Real-Time Rewards. (You can redeem in 100-point increments, up to 35 gallons.) As the largest supermarket chain in the U.S. (by revenue), Kroger is a brand a lot of people quickly recognize. Retailer gift cards do not have fees. Additionally, Kroger also accepts debit and credit cards, including American Express, Discover, MasterCard, and Visa cards. (Kroger fuel centers are not eligible to earn 2% back.). This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).